Test Micro Transactions from Banks for Verification when connecting Accounts

Hello. How would I record (or correctly categorize) the penny micro-transactions sent by my Bank when making connections with other payment gateways. Not my funds, just the Bank's mechanism to verify connections. The small penny deposits are then automatically subtracted back out of my bank account or payment account. The funds are not mine, and I want to record/reconcile them in the right way. It initially thinks this is a Owner Draw. Thanks!