Cheqbook does not import pending transactions from your bank. It is common to have transactions within the last two days marked as "pending" and it's not appropriate to include them in your accounting until they are final.
Thus, we don't show transactions until the bank removes their pending status as such transactions may have their description, check number, and amount change.
Additionally, we don't take ANY transactions for 48 hours. Some banks don't properly mark their pending transactions and this avoids troubles with those banks.
What this means: if you're trying to manage your bank balance today, Cheqbook is probably not the right tool for that. You should login to your bank website. Cheqbook does what your bank doesn't: categorize and organize those transactions into a proper set of books.